Imagine a crisp autumn night with friends gathered around a toasty fire watching lights dance on the water. Picture grilling on the large back deck while kids safely play in the fenced yard. Tucked in a quiet neighborhood surrounded by lush landscaping, this 3652 square foot waterfront property has the best of everything – both inside […]
My clients tell me all the time they want to find a “good” neighborhood to live in. The problem with that statement is how we define a “good” neighborhood, and no two definitions are alike. A good neighborhood could have low crime or a playground or nice neighbors or quiet hours or access to conveniences. There […]
Spring is just around the corner! With the anticipation of melting snow, warmer weather, and blooming flowers, now is a great time to start planning your yard spruce-up! One of the easiest ways to make your yard sparkle is adding new mulch to existing flowerbeds. A Hampton Roads savings tip is to grab a truck and head […]
The Liz Moore and Associates annual Cupcake Wars was another huge success in 2015! The office raised $1330.51 for Children’s Hospital of the King’s Daughters (CHKD) in just 4 hours! Check out the exciting cupcake designs entered in this year’s competition. Who says Realtors can’t multitask? For more information on the great things CHKD does, check […]
The National Association of Realtors’ most recent Existing Home Sales Report revealed that home sales were up rather dramatically over last year in five of the six price ranges they measure. Only those homes priced under $100,000 showed a decline (-6%). Every other category showed a minimum increase of at least 9.7%. Here is the […]
It always seems like a house full of out of town guests over the holidays leads to a furnace that won’t turn on, a burst pipe, or some relative that spills wine on the carpet. I thought you could use some good referrals to my favorite elves to help get you through the holiday season. […]
How does a lender determine what I qualify for? Every situation is different, but there are two big ticket items a lender needs for pre-qualification: credit score and debt-to-income ratio. Credit Score Your FICO credit score is the most common credit score used by lenders in determining what risk they’d take by loaning money to […]
Many times the term “Realtor” and “Real Estate Agent” are used interchangeably. However, there’s actually a difference between the two, an important item to note when hiring a professional to either help you sell or buy a home. Real Estate Agent A Real Estate Agent is a licensed agent that can help guide you through […]
After a year of hard work, my efforts have paid off…I was awarded Liz Moore and Associates’ 2013 Rookie of the Year and received my first Oscar and plaque! My speech is short and sweet…thank you to all of my wonderful clients. I look forward to creating more memories and happy homeowners in the coming […]
Annual percentage rate (APR) is a value reflecting true annual cost of borrowing money. This can be calculated as the rate (for a payment period) multiplied by the number of payment periods in a year. Expressed as a percentage, APR can vary depending on if lender fees and closing costs are rolled into the loan. […]
What is amortization? Amortization shows the amount of interest and the amount of principle balance paid in a single loan payment (i.e., what your monthly mortgage payment is really paying for). This percentage changes over time so that the interest portion of your payment decreases as the loan balance decreases. At the same time, the […]
“Caveat emptor” is Latin for “let the buyer beware.” The state of Virginia supports this concept in real estate transactions. Sellers Sellers are not required to disclose any material adverse facts for their home. However, defects cannot be hidden or covered up. For example, let’s say there is a leak in the roof causing major […]
Here are the real estate market snapshots and highlights for the month of September, directly from REIN data statistics. So whether you’re looking to buy or sell, be sure to contact a Realtor that’s familiar with local market trends. Don’t miss out on an opportunity! Hampton Roads Real-e-statement is written by Alyssa Godwin, a […]
As a reflection back to the busy summer, here is the August market snapshot for real estate on the Virginia Peninsula: To summarize this data from REIN, it’s a different real estate market today than it was a year ago. The number of listings have increased as compared to last August, and the number of […]