Home Financing Checklist

There are several documents you will need to gather in advance to expedite your loan application.  At a minimum, you should have the information listed here:

  • Current pay stubs for the past two yearsThe questionnaire
  • W-2’s for the past two years
  • Other income sources
  • Complete information – names, addresses, numbers and balances – regarding the following:
  1. Checking accounts
  2. Savings account
  3. Credit unions
  4. Retirement accounts – IRA, 401K, and Keogh
  5. Investment and stock amounts
  6. Monetary gifts
  • If you are self-employed or a commissioned employee, you may be required to provide:
  1. Copies of federal tax returns from the past two years
  2. Current balance sheet
  3. Recent profit and loss statement
  • If VA, you will be required to provide:
  1. Original Certificate of Eligibility or DD214 if discharged
  2. Statement of service, if active duty
  3. Current Leave and Earnings statement

Hampton Roads Real-e-statement is written by Alyssa Godwin, a Realtor with Liz Moore and Associates. For questions regarding home financing contact Alyssa at 757-329-6161 or alyssagodwin@lizmoore.com. You can also find Alyssa on Facebook or on the web at www.lizmoore.com/alyssagodwin.