Home Financing Checklist

There are several documents you will need to gather in advance to expedite your loan application.  At a minimum, you should have the information listed here:

• Current pay stubs for the past two years
• W-2’s for the past two years
• Other income sources
• Complete information – names, addresses, numbers and balances – regarding the following:

1. Checking accounts
2. Savings account
3. Credit unions
4. Retirement accounts – IRA, 401K, and Keogh
5. Investment and stock amounts
6. Monetary gifts

• If you are self-employed or a commissioned employee, you may be required to provide:

1. Copies of federal tax returns from the past two years
2. Current balance sheet
3. Recent profit and loss statement

• If VA, you will be required to provide:

1. Original Certificate of Eligibility or DD214 if discharged
2. Statement of service, if active duty
3. Current Leave and Earnings statement

Hampton Roads Real-e-statement is written by Alyssa Godwin, a Realtor with Liz Moore and Associates. For questions regarding home financing contact Alyssa at 757-329-6161 or alyssagodwin@lizmoore.com. You can also find Alyssa on Facebook or on the web at www.lizmoore.com/alyssagodwin.